As a rule, the first loan for a loantaker is small, to get kick-started.

It can be anything from wanting to buy a sewing-maching and some cloth in order to make and sell clothes to a profit, to getting some chicken for egg-produce.

The next loan may be slightly bigger, to expand. We work with indicators to determine when a person has risen above the poverty-line and can expand on his/her own accord.

There are also sustenance loans for children of loantaker that go on to higher education after our school. 

What is Microfinance?


Microcredit or finance is the extension of very small loans (microloans) to impoverished borrowers who typically lack collateral, steady employment, or a verifiable credit history. It is designed to support entrepreneurship and alleviate poverty. Many recipients are illiterate, and therefore unable to complete paperwork required to get conventional loans