ARIF (Acohof Rural Investment Fund) is a Microcredit bank created for the unbankable.
We welcome anyone, independent of race, religion, sex and age. Loantakers should be above 18 and show the willingness to be with us on the journey in order to help themselves out of poverty by income-generating activities.
The administration is led from Sweden and the executive board is in Cameroon.
In 2019 Karolina Johnsson, our Swedish founder, went to Bangladesh to learn from Grameen Bank and the decision was taken to adopt the activities of Grameen but to adjust them to Africa. Our ideas started to form and we are now legally registered in Cameroon since 2021.
Our offices are in Bankim, an extremely enclaved and impoverished village in the Andamaoua region of Cameroon.
As well as following the principles of Grameen, our aim is to tick as many boxes of the United Nation Sustainable Development Goals, as possible.
We work together with ACOHOF and their school FFS so that our joint efforts can give the maximum positive impact for the villagers.
Our lead words are: empowerment, sustainability and transparency
Arif's mission is to;
Vice Chairman and Manager of Research and Development
Kongbunri Luanga
luanga@arifafrica.org
Founder and Chairman of Acohof-Sweden
Karolina Johnsson
karolina@arifafrica.org
Chairman and project director Cameroon
Emmanuel Sengafor
esengafor@arifafrica.org
Project coordinator Sweden
Lennart vikström
lennart@arifafrica.org
HR, supervisor and auditor ARIF
Ali Eric Nfor
ali@arifafrica.org
Program director ACOHOF and FFS
Mamanur Ibinu Adamu
ameibinu@acohof.org
Treasurer ARIF
Aswe Loveline
loveline@arifafrica.org
Chairman ACOHOF
Justin Afoni
afonin@acohof.org
Operations Manager
ARIF Bankim
Romeo Nlimg Wamma
info@arifafrica.org
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